Last spring, I began my first car lease. I felt that I had well researched buying vs. leasing, and was confident in my decision to choose leasing. I loved my car, but was already excited to think about getting a newer vehicle at the end of the three year lease term. Three years was a timeframe I felt great about! What I didn't expect however was having my brand new car totaled after just 10 months of having it, thanks to a deer jumping on it while driving on the interstate.